Welcome Back to the MIA Agent Program
No quoting
No servicing
No selling
No office required
How It Works:
1. You Refer a Lead
2. Our Partners Handle Everything
3. You Get Paid
Access to 50+ A-rated carriers
Commercial referral options available
No quoting or servicing required
You own your book and renewals
Personal Lines - Powered by VIU By HUB
MIA Share is 50% of what ever the carrier's standard commissions are with HUB, then you get 80% of that. Carriers typically pay anywhere from 10-15 percent for new and renewal business.
Commercial Lines - National Sales Teams(NSTs)
NST's pay anywhere from 7-20% for new and renewal commissions. They charge anywhere from 1-2 commission points for their customer service center. Commissions vary by carrier and the type of products they sell.
See Exactly What You’ll Get When You Join:
Scroll through this video to see your website, portal, marketing hub, referral tools, and support system — all ready on day one.
Your MIA Assets Include:
Your Co-Branded Website – Professionally designed, branded with your name, logo, and contact info.
Personal Lines Page – Powered by VIU by HUB’s consumer quoting platform, with 50+ A-rated carriers, licensed advisors standing by ready to help M-F 9 a.m. -9 p.m. EST.
Commercial Lines Page – Simple referral form; carrier National Sales Teams handle quoting & binding with extended sales and service hours, while you earn new business and renewals.
Client Service Hub – Clients can request ID cards, update billing, or get renewal support — all handled by licensed advisors.
Agent Portal – Track referrals, monitor commissions, and access training + announcements in one place.
MIA Marketing Hub – Pre-built email & SMS scripts, social templates, and outreach campaigns to grow faster.
Referral Partner Hub – Tools to build and track partnerships with mortgage brokers, real estate agents, and financial advisors.
Digital e-Business Card – Shareable, mobile-first, and always links back to your website and brand.
How to Sign Up:
1. Review the Agent Agreement
2. Pay the One-Time Setup Fee
3. Complete the Onboarding Form
Takes less than 5 minutes
Once reviewed, proceed to step 2
No need to print this out and sign it, we'll be emailing it to you for e-Signature once you complete the onboarding form in step 3.
Step 1 - Review the MIA Agent Agreement — Simple, Transparent, Built for Agents
It’s designed to protect you, your clients, and your renewal rights.
MIA is the program name for IPA’s digital-first independent agent platform.
My Independent Agent (MIA) is a brand owned and operated by Insurance Pro Agencies(IPA), Inc. All legal agreements, transactions, and obligations are with Insurance Pro Agencies, Inc.
Step 2 - One-Time $500 Setup Fee
One-time setup fee. No monthly fees. No production requirements
MIA is currently waiving our Setup Fee for the next 20 agents that join!
If you can see this message instead of the payment form, MIA is still waiving the $500 Setup Fee!
You can skip Step 2 and move on to Step 3 below.
⚠️ Before You Continue
Please add these two emails to your Contacts so none of your onboarding messages go to spam:
- Outlook (Computer): Open Outlook → New Email → type the email address → right-click → Add to Contacts → Save
- Outlook Web: Settings → search “junk” → Junk Email → Safe Senders → Add → Save
- Outlook App: New Message → type the email address → tap the address → Add Contact → Save
Step 3 - Complete the Onboarding Form
Please include your business contact information. If not ready, you can still update it later.
*Do not include apostrophes or spaces in your name
Here’s What Happens After You Complete the 3 Steps Above:
1. We'll email you the MIA Agent Agreement for your e-Signature
Once you e-sign, our team will review and e-sign, and both parties will recieve a exicuted copy.
2. Welcome Email in 24–48 Hours
You’ll receive a personal Welcome Email with your onboarding details and first steps.
3. Onboarding Portal + Agent Toolkit
You’ll get access to your MIA Agent Portal, Marketing Hub, and Referral Partner Hub. Everything you need to start strong.
4. Website + e-Business Card Setup
Where you can upload your photo, logo, contact info, etc., to create your branded consumer-facing website and digital e-business card will be activated, so you can start sharing your brand right away.
FAQs
Do I need an office or staff?
No. Unlike traditional models that require an office lease and staff just to get started, MIA is fully digital. You can launch and operate from anywhere.
Do I need to have my own agency already set up?
No. We’ll guide you through the basics. Many agents begin solo.
Do I need experience or a long licensing history?
Not at all. As long as you’re licensed and motivated, you’re a fit.
Do I own my book of business?
Yes. You retain renewal rights for all business you originate.
Do I have binding authority?
No. Quoting and binding are handled by licensed carrier teams.
What tools do I need to run my business?
We provide branded landing pages, referral links, templates, and more.
Is this available in my state?
Yes! We operate nationally.
How fast can I start earning?
As fast as your first referral. Since MIA handles the quoting and servicing, there’s no waiting months for carrier approvals or office setup.
Can I sell or transfer my book later?
Yes. You own your book. You can transfer it to a family member, team member, or sell it to a qualified buyer. We even give you a 30-day separation option — no exit fees, no stake in your business.
Will I earn commissions on cross-sold policies?
Yes. Anytime a national partner cross-sells additional policies to your clients, you earn the commission on those policies as well.
What kind of support do my clients get after I refer them?
Once you refer a client, they’ll be contacted by a licensed advisor through our partner platforms. These advisors provide professional quoting, binding, and renewal support — often with extended weekday hours. Your clients are well taken care of, and you get the credit.
Do I need carrier appointments to join MIA?
No. With MIA, you don’t need to secure carrier appointments or meet production minimums. Our national partners handle the quoting, binding, and servicing, so you can focus on growth.
Do I need to be licensed to join?
Yes. You’ll need a valid P&C insurance license to participate in the MIA Agent Program.
Can I refer clients in multiple states?
Yes! This is a national platform, you can refer clients in all 50 states. You do need to hold a license in any non-resident state in order to receive commissions. If you are operating as an LLC or Corporation, that entity will also need to hold a license in any state you wish to receive commissions in.
Why This Exists
From the O’Reilly Family - 60+ Years of Combined Experience Supporting Independent Agents
After decades of helping agents build profitable independent agencies, we saw a pattern.
Most talented people weren’t failing because they lacked skill. They were running into barriers: licensing requirements, quoting systems, carrier access, financial commitments, and the traditional “pay your dues for years” structure the industry has relied on for too long.
Too many great agents were — and still are — being left on the sidelines.
When we partnered with VIU by HUB for personal lines and combined that with the commercial access our national carrier relationships already provided, everything clicked.
Agents could finally plug into expert sales teams, refer business confidently, and focus on what actually drives growth: relationships.
MIA was created for agents who think like we do — people who want to show up in their communities, build referral networks, and grow their business without being boxed in by outdated systems.
This isn’t about fitting into someone else’s model. It’s about scaling yours.
We’re a family that has spent a lifetime in this industry, and we’re committed to building a program that celebrates wins, learns from losses, and grows together.
A rising tide lifts all boats — and we’re here to help lift yours.
Terry O'Reilly
President & Senior Advisor
Adam O'Reilly
Director of Business Operations
Dave O'Reilly
Vice President
Still have Questions?
Let’s chat if you’re still on the fence.
The future of independent agents is here, and it starts with you.
MIA is a national platform for licensed agents. Quoting, binding, and servicing are handled by licensed partners. All business subject to approval.
My Independent Agent (MIA) is a brand owned and operated by Insurance Pro Agencies, Inc. All legal agreements, transactions, and obligations are with Insurance Pro Agencies, Inc.
Copyrights 2025 | Privacy Policy | Terms & Conditions